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What does MMI mean in the context of workers compensation?

MMI Workers Compensation


The notion of MMI is one of the most thorny problems in workers ' compensation. MMI represents maximum medical improvement. It is described as the stage at which the medical condition of an injured worker has stabilized and further functional enhancement is unlikely despite ongoing medical therapy or physical rehabilitation.
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Basic of Workers Compensation:
Workers ' compensation is a publicly supported scheme that pays financial advantages to workers who become injured or disabled during their jobs. Workers ' compensation is a form of insurance that provides compensation to employers for injuries or disabilities suffered as a consequence of their jobs.

When MMI Able to Work:
Reaching maximum medical improvement does not necessarily imply that an worker can function again. It just implies that physicians think that the situation of the worker will not enhance any further. Some workers are making a complete recovery. In the finest context of the word, they have reached MMI. But others will be permanently handicapped. For instance, a individual can be paralyzed from the throat down, and if her physicians conclude that her situation will not enhance, then she has also reached MMI.

After MMI:
What happens after an worker reaches MMI relies on various variables, including the extent of any remaining disability, whether the worker can return to job and the state where the worker lives. The worker comes back to job in the best-case situation and the matter is closed. If partial or complete handicap continues, the employee may, depending on government legislation, reach a settlement with the insurer or continue to receive advantages. The magnitude of advantages that can be paid is also governed by state law.

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